

Frequently Asked Questions
Our extensive experience with Rent-to-Own clients has shown that those who are willing to invest in their own future have a greater chance of success and qualifying for a mortgage in the future. To ensure the best possible outcome for our clients, we require a down payment as a sign of their commitment to the program. This way, both parties are fully invested in the deal from the beginning. Please note that when you qualify for a mortgage, the bank will also require a down payment, and the deposit paid through our program serves as a starting point towards fulfilling this requirement.
We understand that credit is an important factor in the home-buying process. That's why our credit specialist will work with you to assess your credit situation and determine if credit building is necessary, as well as estimate the time required for mortgage qualification. Rest assured that this information is kept confidential and will only be used to help you achieve your homeownership goals.
Our Rent-To-Own program requires an up-front deposit, similar to building a home with a home builder or buying a home from a realtor. We are committed to helping clients who are serious about home ownership and moving forward, as long as they are taking the required steps outlined in the qualification action plan and keeping their payments current. Clients can stop the program at any time, but please note that if the option to purchase is not exercised, the option deposits will not be refunded. We are dedicated to supporting you throughout the process and ensuring your success.
We understand that financial situations can change and may affect the terms of the contract. In such cases, we strive to work with our clients to restructure the terms in a way that is feasible for them. Our initial contract includes an option to extend, as our goal is to help our clients become homeowners, not lifelong renters. We remain committed to helping you achieve your homeownership goals, and your credit will always be protected as long as you ultimately purchase the home. The timeline for achieving this is determined by your individual financial circumstances.
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Vancouver British Columbia
Moncton, New Brunswick, Canada
Fredericton New Brunswick, Canada
Saint John, New Brunswick, Canada
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